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Keep card information

An Account Updater, helps you avoid payment interruptions and lost sales. Card information is automatically updated when a credit card is reissued or replaced.
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Increase revenue

Enure uninterrupted subscription or recurring payments, and retain customers who might otherwise abandon their subscriptions due to outdated payment information.

No update, no pay

With the "No update, no pay", you are only charged when the service successfully updates a customer's payment information*, ensuring cost-effectiveness.

Reduce customer friction

By automatically updating payment information, it reduces customer friction, minimizing the need for customers to manually update their card details and ensuring uninterrupted service.

Automatically update your customers' card details

What is an Account Updater?

An Account Updater automatically updates the payment information of customers. It is especially valuable for businesses that rely on recurring payments or subscriptions.

When a customer's credit or debit card information changes due to factors like card expiration or card replacement, the Account Updater service checks for outdated card data and automatically replaces it with the most current information, including the new card number, expiration date, and security code.

This minimizes payment declines, ensures seamless billing, and reduces customer disruptions, ultimately improving revenue and customer satisfaction by keeping payment information up-to-date.

What is an Account Updater?
Account Updater 101

How does it all work?

The problem

Credit cards expire, get lost, or get replaced

In today's digital landscape, credit cards can pose a headache for businesses. They expire, go missing, or get replaced, and when that happens, it can disrupt the flow of payments and create a hassle for both customers and companies.

These disruptions can lead to declined transactions, service interruptions, and frustrated customers, all of which can have a significant impact on a business's revenue, customer satisfaction, and operational efficiency.

Moreover, these card-related challenges can strain customer relationships as recurring payment disruptions may result in customer churn and lost revenue. The manual effort and time required for customers to update their payment information can be burdensome for both clients and the company's support staff.

Credit cards expire, get lost, or get replaced
The solution

Update card information automatically

Fortunately, a solution exists to tackle the challenges arising from credit card issues: the Account Updater.

Using the Account Updater eases the challenges faced by both customers and businesses by seamlessly managing the changes in credit card information. Through automatic updates, outdated card details, including card numbers, expiration dates, and security codes, are effortlessly replaced without requiring manual intervention.

This proactive strategy guarantees uninterrupted recurring payments, successful transactions, and an enhanced experience for customers.

Update card information automatically
The benefits

Increase your revenue and reduce churn

Automatic card updates, as provided by an Account Updater, offer businesses a dual advantage: revenue growth and reduced customer churn.

By ensuring that payment information remains current, companies experience fewer payment declines and interruptions, resulting in higher revenue as transactions are approved seamlessly. This reduction in revenue loss due to failed payments can have a significant impact on a company's bottom line.

Moreover, satisfied customers who enjoy uninterrupted services are more likely to remain loyal and continue their subscriptions or purchases. This increased customer retention not only stabilizes the customer base but also reduces the costs associated with acquiring new customers.

Increase your revenue and reduce churn
Save development time and money

What can do? offers a streamlined and efficient solution for businesses looking to implement Network Tokenization or an Account Updater. Our service simplifies the integration process by providing a centralized platform for managing tokenization and checking for card updates across different card schemes.

This centralization not only reduces compliance burdens but also ensures quick updates and dedicated support. It's a more practical and cost-effective choice compared to direct integration with card schemes, making it an excellent option for businesses seeking a hassle-free solution.

With you get:

  • Faster time to market (weeks instead of months).
  • Risk-free (you can change at any time - e.g. directly to VISA / MasterCard).
  • Lower starting costs.
  • Lower monthly/yearly fees.
  • Easy implementation through a unified API.
  • Reduced PCI scope.
Read more about why is the right choice can save you time and money
No update, no charge

Only pay when a card is updated*

Our pricing combines a minimal monthly cost for comprehensive service access with a modest fee per successfully updated card, ensuring transparency and cost-effectiveness for our customers.

This means you pay a fixed monthly amount and incur charges only when a card in your system undergoes a successful update.

An update includes: New expiry date, new card number, a card reported as lost or stolen, or a cardholder opting out of the service.

*The "No update, no charge" policy specifically applies to the Account Updater Watchlist. The pricing structure is slightly different for customers of the Real-time Account Updater. With the Real-time Account Updater, customers also pay a small fee per request, offering flexibility for those who require real-time information.

Only pay when a card is updated*
You might be wondering...

Frequently Asked Questions

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